How to Write a Successful Offer

I work with a LOT of Buyers. And…it’s a “Seller’s Market” in Colorado right now. I am often asked “How much should I offer?” That’s a decision that YOU have to make, working with your lender. But when you come up with a number you’re comfortable with, there are some additional steps you can take […]

Jan Johnson Buyers

In Praise of Local Lenders

“Have you been pre-qualified for a loan?”  It’s the first important question any Realtor asks at the beginning of a relationship. As a customer, you might think the Realtor is just trying to find out if you’re worth wasting time on, hoping your answer is YES.  Which may be true if you’ve hooked up with […]

Jan Johnson Buyers

You Don’t Need That Much of a Down Payment

DAILY REAL ESTATE NEWS | TUESDAY, JUNE 17, 2014 Many consumers are overestimating the down payment they need in order to purchase a home, according to Christina Boyle, vice president and head of single-family sales at Freddie Mac. Consumers believe they need 11 percent to 15 percent in order for lenders to approve them for […]

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10 Ways to Prepare for Homeownership

Get Ready to Buy a Home Decide what you can afford. Generally, you can afford a home equal in value to between two and three times your gross income. Develop your home wish list. Then, prioritize the features on your list. Select where you want to live. Compile a list of three or four neighborhoods […]

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7 Reasons to Own Your Home

Why Own a Home? Tax breaks. The U.S. Tax Code lets you deduct the interest you pay on your mortgage, your property taxes, as well as some of the costs involved in buying your home. Appreciation. Real estate has long-term, stable growth in value. While year-to-year fluctuations are normal, median existing-home sale prices have increased […]

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